Podcasts & Blogs

As insurance professionals, we often receive questions about how our clients’ policies would respond in the event of a terroristic attack. Insureds may think that if a policy references ‘terrorism’ it means that any type of terrorist event would be covered, but that is seldom the case.

In a small organization like ours, my duties range from claims adjusting to contract insurance review to advocating for risk and safety engagement at all levels, just to name a few. I have learned so much in a relatively short time, so I wanted to share some insights – from a newbie’s perspective.

It is estimated that distracted driving accounts for approximately 26% of those deaths, while drunk driving is the top cause and accounts for roughly 31% of road fatalities.

One of the major benefits of effective implementation of ERM using ISO 31000 is the enhancement of intradepartmental and interdepartmental communication.

So, here’s the question: if everyone possesses integrity, why do we see all around us evidence of integrity breaches – in business, sports, academia, even in the clergy and certainly in our world of government?

Distracted driving is a growing trend among police officers in the United States and the impairments associated with completing their job duties while driving can be as profound as those associated with driving while drunk.

The insurance and risk management needs that arise from these routine services or special projects are not so different from the requirements that were in place before the public/private initiatives started. After all, most local governments continue to directly purchase land, treat water and collect refuse.

For leaders of all kinds, but especially for risk leaders, this area of the discipline is a black hole of possibilities, about which it is rarely immediately clear whether or not they require attention, let alone well-defined action. Some view these risks as “black swans” which by definition are things which didn’t exist, until they were discovered to exist. The unknown unknowns.

Coming soon to a jail near you are some new players: adequate treatment of the mentally ill, solitary confinement and a new way the courts are looking at use of force in jails. This article explores each of these evolving topics and suggests a couple of things that can help your jurisdiction, jail administrator and elected officials prepare to mitigate these challenges, risks and subsequent exposures.