Property Insurance Market: Trends and Challenges

Ron Acebal
National Director, CBIZ Valuation Group
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In this podcast episode, Ron Acebal discusses property insurance market trends and challenges. He talks about changes in the property insurance market, including property submission requirements, the cost of construction and the impact of climate change.

Ron emphasizes the importance of taking property insurance submissions seriously and aligning property values with insurance replacement costs. He advises insureds to work closely with their insurance brokers to understand what different markets want to see in a property submission and to set aside time and dedicate resources to facilitate the collection of data.

*The views and opinions expressed in the Public Risk Management Association (PRIMA) blogs/podcasts are those of each respective author/speaker. The views and opinions do not necessarily reflect the official policy or position of PRIMA.*

Ron Acebal
National Director, CBIZ Valuation Group

Summary of Qualifications

Ron is a national director for the Tangible Asset Practice of CBIZ Valuation Group. His consulting expertise includes consultative development and implementation of property valuation and data aggregation solutions for risk management and property cost accounting requirements. Ron’s primary focus is on large property risk sharing consortiums in addition to Fortune 1000 companies, captives, religious institutions, commercial insurance/brokers carriers, healthcare institutions, reinsurance intermediaries and private industry.


Ron has been frequently invited to present at national, statewide and regional professional association conferences to address the topics of property cost accounting, insurance valuation, and data aggregation and collection. Some of the associations he has presented to include the Public Risk Management Association, Massachusetts Municipal Auditors’ & Accountants’ Association, Midwest Higher Education Compact Property Program, Maryland Municipal League, Association of School Business Officials International, The New York State Association of School Business Officials, The New York State Government Finance Officers’ Association, New Jersey Association of School Business Officials, Florida PRIMA, South Carolina PRIMA and others. In addition to presenting to these organizations, Ron has also authored articles dealing with property insurance appraisal, property cost accounting and the importance of property exposure data for various publications and association newsletters.

Business Experience

Ron has significant experience with the consulting and implementation of and management of property valuation programs for property for national, statewide and regional risk sharing consortiums. This experience includes organizing and coordinating underwriting and data collection requirements, coordinating work product/deliverables, budget development, contractual administration and providing various types of marketing and educational support services to these types of organizations.

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