Where Are They Now: 2022 Student Scholar William Huang
William Huang
Underwriter, Chubb
In this episode, William Huang discusses his journey as an underwriter at Chubb. William shares insights into evaluating risks, navigating challenges in the excess casualty insurance market and adapting to emerging trends like PFAS exclusions and rising auto liability claims. He also highlights the importance of broker relationships and internal communication, and celebrates a recent success in securing a complex new business account. The episode offers listeners a practical perspective on the evolving landscape of insurance underwriting.
*The views and opinions expressed in the Public Risk Management Association (PRIMA) blogs/podcasts are those of each respective author/speaker. The views and opinions do not necessarily reflect the official policy or position of PRIMA.*
William Huang
Underwriter, Chubb
Summary of Qualifications
-2 years and working as an Underwriter at Chubb
-Industry/Community Relations intern at Independent Insurance Agents and Brokers of America, Inc.
-Underwriting intern at Sompo International
-Risk Assessment and Insurance Management intern at New York City School Construction Authority
-Broker Assistant at HuangHai Fashion Inc.
Responsibilities
Evaluate, price, and underwrite excess casualty risks for both new and renewal business, ensuring adherence to Chubb’s risk appetite and profitability goals.
Analyze client exposures, loss history, and coverage needs to develop tailored insurance solutions in collaboration with brokers and internal partners.
Maintain and grow a profitable book of business through effective portfolio management, relationship building, and strategic account development.
Business Experience
Proven ability to assess complex liability exposures across diverse industries, with strong technical knowledge of excess casualty coverages and market conditions.
Experience cultivating and managing relationships with brokers, agents, and insureds to drive business growth and retention.
Skilled in negotiating terms and conditions to achieve mutually beneficial outcomes while meeting underwriting and profitability targets.
Professional Affiliations
-CPCU
-ARM
Education
Bachelor of Science in Risk Management and Insurance (St. John's University, The Peter J. Tobin College of Business)
