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ELECTED OFFICIALS AND RISK MANAGEMENT
When elected officials truly incorporate risk management as a way of conducting business, property claims are reduced, lawsuits don’t get filed against the agency, and employees are safer. When risk management is not a component of every decision, bad things can happen.
TERRORISM: A VERY BROAD EXPOSURE
As insurance professionals, we often receive questions about how our clients’ policies would respond in the event of a terroristic attack. Insureds may think that if a policy references ‘terrorism’ it means that any type of terrorist event would be covered, but that is seldom the case.